Congrats on the bike purchase. I'm just getting back into bikes and unsure in which direction to go--sportbike or cruise. Quick call to my insurance company made up my mind quickly!! Cruiser is the way to go, lol!! I'm 33, no accidents and wow what a difference between the two. Best of luck on your purchase

 

did you check on, or consider, some form of a sport tourer?

 

That's what my vote goes for!

Hell, even the Kawasaki ZZR600 is considered a sport tourer IIRC.. Looks pretty sporty in my opinion, but falls under a different insurance classification. Would get the best of both worlds.

 

State Farm doesn't care if you buy a 1000cc sport bike or 1000cc cruiser. The premium is based solely on the discplacement of the motor. That is something to consier.

Right now, I pay near $1k/year for insurance. When I turn 25 (6 months) it goes down to just over $200/year. I will eventually go bigger, but wanted to wait til I was over 25.

Definetly check out State Farm. Just remember that you need to carry a car policy with them as well. I get a discounts based on having car, motorcycle, life and home policies with them. Being loyal can pay off big. I have been in trouble with the law in the recent past (triple digits on the highway) and it doesn't hardly affect me.

 

My bank requires it and State Farm doesn't even offer anything other than full coverage.

What's funny is that when you read sales figures, Suzuki sells more, but it's only because they offer a 750cc bike. If you take away the 750, the sales between the big four are damn near even.

I can't believe how much I hear people paying for full coverage. I think $1k/year isn't bad, but I can't wait til I turn 25 in a little while. lol $200/year sounds great.

Definitely. PM me your cell number. I had to get a new SIM card and lost all of my numbers.

 

once again, for the record, State Farm rocks!

 

State Farm my rock for bikes. We were with state Farm for many years and just switched to USAA. Our car insuarnce was a lot cheaper. I phoned USAA for a few quotes on various bikes. They stated they (USAA) actually dont cover the bikes, they deal through Progressive. I'mnot really looking for a crotch rocket anyhow, just something to commute on (cheap on gas) Would love an older 700 Shadow.

 

Well Congrats Corey. Don't kill yourself on it. My bike is in VA right now so we can ride whenever I am home.

 

Gay comment Derrick. lol

 

Good stuff Corey. When I get out of school I am definitely planning on getting a bike.