Auto insurance, special/ modified
05-25-2011, 01:19 PM
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Auto insurance, special/ modified
Sorry if theres a topic already. I searched insurance but did not find anything.
I currently have liability only on my policy. I was considering comprehensive in case somebody vandalizes or steals my or maybe some birds shit on it. I dont drive the car much. It will mostly be parked.
The car itself is probably worth $3k stock. But with the work done on it, i would say maybe $7k. Insurance said they would only pay KBB for the car if anything happens. I asked them about all the other stuff, they said rims, stereo etc; is not covered.
I am sure there are many on this forum with alot of $$ into old cars how does that work for insurance?
I currently have liability only on my policy. I was considering comprehensive in case somebody vandalizes or steals my or maybe some birds shit on it. I dont drive the car much. It will mostly be parked.
The car itself is probably worth $3k stock. But with the work done on it, i would say maybe $7k. Insurance said they would only pay KBB for the car if anything happens. I asked them about all the other stuff, they said rims, stereo etc; is not covered.
I am sure there are many on this forum with alot of $$ into old cars how does that work for insurance?
05-25-2011, 02:13 PM
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Loud and overly sensitive car alarm so even if that bird takes a doodie on it you can spot it out and take er down. OR dont put to much into something? Theyre prolly not gona cover ANYTHING aftermarket at all because they could care less.
05-25-2011, 03:51 PM
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Re: Auto insurance, special/ modified
You need to ask for "replacement coverage" not comprehensive. Call around, you may need to provide receipts for proof of value.
05-27-2011, 09:08 AM
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Re: Auto insurance, special/ modified
When I had my Civic I was worried about insurance covering it if anything should have happened. I went with USAA because they cover all aftermarket modifications. Just make sure to have plenty of reciepts and pictures to prove everything.
05-27-2011, 10:19 AM
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05-27-2011, 10:47 AM
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Re: Auto insurance, special/ modified
Sorry if theres a topic already. I searched insurance but did not find anything.
I currently have liability only on my policy. I was considering comprehensive in case somebody vandalizes or steals my or maybe some birds shit on it. I dont drive the car much. It will mostly be parked.
The car itself is probably worth $3k stock. But with the work done on it, i would say maybe $7k. Insurance said they would only pay KBB for the car if anything happens. I asked them about all the other stuff, they said rims, stereo etc; is not covered.
I am sure there are many on this forum with alot of $$ into old cars how does that work for insurance?
I currently have liability only on my policy. I was considering comprehensive in case somebody vandalizes or steals my or maybe some birds shit on it. I dont drive the car much. It will mostly be parked.
The car itself is probably worth $3k stock. But with the work done on it, i would say maybe $7k. Insurance said they would only pay KBB for the car if anything happens. I asked them about all the other stuff, they said rims, stereo etc; is not covered.
I am sure there are many on this forum with alot of $$ into old cars how does that work for insurance?
05-27-2011, 11:17 AM
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Re: Auto insurance, special/ modified
I was just thinking, and my friend had a 1999 Integra, and had a indash navigation. It was stolen, and USAA covered its replacement cost. Not just once, twice. Both within a 6 month span.
05-27-2011, 12:34 PM
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Re: Auto insurance, special/ modified
This is a link to a dude who will cover anything, he even offers on-track coverage, heavily modified coverage...basically everything. http://www.dragillustrated.com/2011/...izmark-larson/
05-27-2011, 01:14 PM
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Re: Auto insurance, special/ modified
How did they pay 2 times, i assume the car was stolen and retrieved and then stolen again?