i just got liability insurance on my 97 honda accord for 650 for 6 months! it would of been half the cost if i didn't find out i had suspended license thats still active from last year that i didn't even know about from a speeding ticket back in feb 07.

my driving record for the past 5 years has been two accident which were both not my fault and one speeding ticket from last year!

my question is should i pay the extra 50 bucks for full coverage or just keep my rates at where there are at now? my current rates now do cover theft(god forbid shit gets stolen).

thanks
kevin

btw i insurance with geico!

 

kevin,
age also has an impact on the insurance rates.. so your record according to you is:

2 accidents

1 speeding ticket

DL suspended/revocked..

imagine what else they found on your record...

 

Fuck geico yes i said it , I have a clean record,and drive a 02 altima insured by Geico. I paid 900 bucks for va minimum state coverage, so 500 deduc , 25/50k etc (6months) then my premium got renewed and they wanted to charge me $1000 . I went to Allstate and I'm paying $500 (Platinum member, Unlimited accident forgiveness (only if its not your fault) with 250 and 500 deduc with a 100/300K etc coverage.
get a quote it doesn't hurt, he is my agent
http://agent.allstate.com/Souliotis/Welcome

 

i have progressive. so far no problems and a good company to deal with. they dont bullshit around. geico is pretty gayco

 

thats what they found on my record... i had new clue my license was suspended. btw, i'm 22

i'm going to say, for the service i got so far, i'm pretty happy! i will wait to see what kind of rates would happen in six months from now for me.. they say they check the records every six months to see if they can lower your rates.

 

btw no one answer my question

my question is should i pay the extra 50 bucks for full coverage or just keep my rates at where there are at now? my current rates now do cover theft(god forbid shit gets stolen).

 

raven,

how old are you?(dont answer, I know your age)

-Rene

 

Progressive is fine until they they raise your rates for equipment and non-moving violations.

IMO, Allstate and State farm are the best/cheapest and neither will raise your rates for "fix it" tickets.

 

OK i shit you not... if you have Geico tell them to fuck off. they jacked my motorcycle insurance almost $900 on my policy renewal. i wanted to punch them in the face when i found out they raised it because of, and i quote, "a state wide increase in comprehensive coverage," to which i said "totaling over $800??? what did i get the whole states increase myself??? doesn't that seem a bit over the top???" she said yes it does seem a little extreame. i said what can we do to get it back down and she said the best they could do was $1200 which is STILL 300 more than i paid the year before. i told her i would call her back after i found another company. i call Allstate and got insurance from them for ONE THOUSAND DOLLARS CHEAPER THAN GEICO.

FUCK GEICO!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! !!!!!!!!
15 mins did save me a lot of money. but it wasn't with geico

 

fuck the geico. i bought 94 prelude they quote me 200$/month. i bought brandnew scion xb and they quote me 180$/month. wtf... so i change to statefarm for 2 car i paid 70$/month. huge different. plus i am over 30 and been married and never have an accident and how to the hell they charge me so high.