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I'm currently in the market for a new (used) car, as well as a new insurance company. Unfortunately, my driving record is less than perfect, so I would appreciate any and all help I could get in pointing me in the right direction.

Moving from a 4-door sedan to a 2-door sport coupe isn't exactly cheaper, insurance wise. However, I've never had a 2 door and definitely nothing sporty - *shrug* so why the hell not. Before I make the jump, I would like to get some quotes before I sell my current ride.


A few general details -

18 year old male driver
2 speeding tickets
suspended licence (3 months)
nothing within the past 6 months.

Again, any help or recommendations of any kind would be greatly appreciated. Being a broke college kid isn't exactly all its cut up to be.

Thanks,


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EDIT: admin, please move to offtopic

 

simple: call every single insurance company you know offhand and get their quote

 

fuck insurance companies

 

Thank you both for adding absolutely nothing to this thread.

 

Go with Geico...I only pay $75 a month and I drive an ITR with a speeding ticket and a VA reckless (speeding) ticket...with a $250 deductible. A 15 minute call could save you 15% or more on your car insurance...

 

I called a couple of insurance companies and the cheapest for me was Progressive.

 

How can this not be adding to the thread? Each company can advise you something different this week then they would have a few months ago for a similiar situation, imo this is the best advice you could have recieved.

 

I would suggest Geico too. Mine was like $50 a month (after several tickets) and only went up to $90 a month when I got my new car. Plus it might sound geeky, but Geico offers a "good student discount" so if you're in college with a certain GPA they'll charge you less. And as we all know, every penny counts.

 

State Farm has been good to me but my whole family has been with them for like the last 25 years

 

Seriously, he is right.
Quotes vary from person to person, and even from week to week.

I will say that I had the state farm good student discount in college and they kept it on for 2 yrs after I graduated.
I have heard that progressive isnt bad, a friend with a not-so-great record has them and his rate isnt outrageous.