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Thread: Bought a utility trailer, does it need insurance?

  1. #1
    RTSFATA38 is offline bologna
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    Nov 2007
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    Richmond

    Bought a utility trailer, does it need insurance?

    Like the title states I recently bought and registered a 5x8 utility trailer for private use.

    When I was registering the trailer the title asked if I had insurance on it or not.... does this really matter with such a small trailer for private use? do i need to go get insurance coverage on it or does dmv not follow up on this?

    any help would be greatly appreciated.

  2. #2
    nftuatn's Avatar
    nftuatn is offline baller/dickbutt#69
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    hampton

    Re: Bought a utility trailer, does it need insurance?

    your going to jail on friday once dmv reopens....your history bub...
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  3. #3
    nftuatn's Avatar
    nftuatn is offline baller/dickbutt#69
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    Re: Bought a utility trailer, does it need insurance?

    .
    Last edited by nftuatn; 01-01-2009 at 07:37 PM.

  4. #4
    RTSFATA38 is offline bologna
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    Re: Bought a utility trailer, does it need insurance?

    Quote Originally Posted by nftuatn View Post
    your going to jail come friday when dmv reopens...your history bub!
    haha thanks man... seriously do you have an actual knowledgeable response?

  5. #5
    nftuatn's Avatar
    nftuatn is offline baller/dickbutt#69
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    Re: Bought a utility trailer, does it need insurance?

    from what i know anything that is registered and tags needs insurance...my trailer is but its also 28 foot...not sure about a little 5x8 but it prolly does...

  6. #6
    Hondas_Only's Avatar
    Hondas_Only is offline Do You Want More?
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    Norfolk, Va

    Re: Bought a utility trailer, does it need insurance?

    call your insurance company and ask. primarily, you should ask questions like "if i get in an accident with my trailer does my regular coverage cover it. what if it flies off?" stuff like that. if they offer it, you should get it. CYA, ya know? im pretty sure insurance for a trailer is next to nothing for a year. u never know what might happen.

  7. #7
    chowe's Avatar
    chowe is offline Registered Member
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    Richmond,va

    Re: Bought a utility trailer, does it need insurance?

    For me (statefarm) said that they cover whatever the vehicle is pulling. You only pay for trailer tags once (utility - private use). FYI my trailer is 5x12 single axle.

  8. #8
    TNGChris's Avatar
    TNGChris is offline Registered Member
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    Roanoke

    Re: Bought a utility trailer, does it need insurance?

    i was told by Nationwide that my 18' car hauler is covered by my towing vehicle.
    Chris
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  9. #9
    nosman757 is offline Registered Member
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    Newport News

    Re: Bought a utility trailer, does it need insurance?

    My father has allstate and when we tow anything with his truck it is coverd on the policy, like trailers, and what ever is on the trailer as well. I don't know if he had to pay any extra but I don't think so.

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