Cycle whore thread
oh snap, hahaha, nevermind that then. you location must be pulling huge discounts. or all those pages are old violations (3+ yrs?)
Let's say you had a fender bender for like $1400 total payout for both vehicles. The threshold is $1001. You're getting charged the same as you would have it you would have if you caused $50,000 in damages. Now, as a sales agent, I see you had a $40,000 payout and I'm trying to sell this policy to you by saying shit like "This is a great rate considering you have that one ticket and that huge payout!" when in reality it's the same rate as if you had a $1002 payout.
now is this threshold something i could find out? or is it only company information?
does it vary per person, or per vehicle?
how do they determine this?
It's usually based per occurance. And bodily injury is a seperate threshold than property damage.
It's determined on your past claims. Every time you make a claim it goes into a data base. When you call to get a new policy, your information is ran and all your claims come back on one report, and your drivers license history comes back on another. Together, the insurance company determines your rate on your activity.
motomummy is pissing me off. I ordered a set of pazzo levers almost a month ago and everytime I call them to see what the hold up is I get the same answer "We are waiting on the green adjusters, they should be in this week."
That sucks, theyve been very helpful towards me. Hopefully you get em soon!







