At It Again
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round ii
Joined: Nov 2003
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From: my own hell
Re: At It Again
Thank you Matt! Coming from you, that does mean a lot. Even though you're at a rather young age - oddly enough you are younger than I you have done quite a bit in your life. Your compliments and words of advice are very much appreciated!
I do agree with what you say. Hampton Roads is certainly my comfort zone. Living here the past 25 years I know this area rather well, plus all of friends and family are here, but also I've been employed with the same company for 3.5yrs so I have rather good job security and a set income.
Well I am a bit nervous about saying goodbye to everything, the opportunity to leave this area and really challenge myself to see how well I could do in an entirely new area is interesting to say the least.
I do agree with what you say. Hampton Roads is certainly my comfort zone. Living here the past 25 years I know this area rather well, plus all of friends and family are here, but also I've been employed with the same company for 3.5yrs so I have rather good job security and a set income.
Well I am a bit nervous about saying goodbye to everything, the opportunity to leave this area and really challenge myself to see how well I could do in an entirely new area is interesting to say the least.
ive grown up in Cali my whole life. I would pick miami over it any day. 
OM NOM NOM E30
Joined: Nov 2002
Posts: 5,001
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From: Portsmouth
Re: At It Again
Disclaimer: Adam, you're the coolest person out of Western and this crap isn't directed to you in any way, shape or form. After reading it, it's kinda my justification for picking up and moving to the other side of the country.
You're looking at it too black and white, you gotta live in the gray area or the world will fucking eat you alive. There is no set plan for success, otherwise everyone would be doing the same things at the same specific times; not to mention success is a lot like beauty and it's all in the eye of the beholder. Money does not make nor define a person, happiness does. Some of the grumpiest people I know are also some of the wealthiest.
As for your question asking when should someone take their money seriously? There is no answer. Everyone has a different path and it's their prerogative [Bobby Brown] as to which avenues they want to take at which time. For me, I've had a job since I could push a lawnmower, literally. My dad owns a lawn/landscaping business and I remember every weekend from when I was 11-Present going with my him to cut grass for ten hours a day. I hated it at the time, but he showed me the true value of a dollar and the benefits of a strong work ethic. And from going to and from the various jobs I've had, so many people are horrible at what they do because they don't put the effort into it, it blows me away. I can tell you're the same way from your posts and so is Chad. (Even though he's trying his best to make it not look like it in this thread right now....) My nigga Chad is going to do fine in life. I have complete faith in him, otherwise he wouldn't be my friend. I don't associate myself with losers.
He's got to get out of his comfort zone and I think everyone should to see what they're really capable of. Let me show you fellas just a glimpse of what I've been up to in the past 7 months since I decided to take a step outside of my comfort zone:
This is what I try to do almost every weekend:
I've been to a lot more places, but I can only post 10 pics in a thread. :sadface:
Think about this: Five days ago I was skiing at where the winter Olympics were held and four days ago I was driving down the Pacific Coast Highway watching the waves crash against the cliffs. For some people on this forum, the furthest west they've ever been is West Virginia. You can't put a pricetag on life experiences and my regret is that I don't get to do all of this with more of my friends.
But at the same time, a lot of them are content with staying in the Hampton Roads Bubble and never venturing out of it. They go to their job, pay their bills and they wake up to do it all again. They're content with that, but me personally, I'll fucking swallow the business end of a gun before I spend 40 hours a week for the next 40 years of my life in a cubicle doing the same damn thing over and over again. There's so much more out there to be done (while getting paid), but so many people are afraid to take that first step to go do it. I'll tell everyone right now, after I finish up at ODU, I'm not staying in the area.
I think this is why Chad needs to get out of the Hampton Roads Bubble and see what else the world has to offer someone as talented as him and it all starts with a first step. If not, he will most likely end up regretting it and that would just be Bad News Bears. [Walter Matthau]
And I'm off my soap box.
You're looking at it too black and white, you gotta live in the gray area or the world will fucking eat you alive. There is no set plan for success, otherwise everyone would be doing the same things at the same specific times; not to mention success is a lot like beauty and it's all in the eye of the beholder. Money does not make nor define a person, happiness does. Some of the grumpiest people I know are also some of the wealthiest.
As for your question asking when should someone take their money seriously? There is no answer. Everyone has a different path and it's their prerogative [Bobby Brown] as to which avenues they want to take at which time. For me, I've had a job since I could push a lawnmower, literally. My dad owns a lawn/landscaping business and I remember every weekend from when I was 11-Present going with my him to cut grass for ten hours a day. I hated it at the time, but he showed me the true value of a dollar and the benefits of a strong work ethic. And from going to and from the various jobs I've had, so many people are horrible at what they do because they don't put the effort into it, it blows me away. I can tell you're the same way from your posts and so is Chad. (Even though he's trying his best to make it not look like it in this thread right now....) My nigga Chad is going to do fine in life. I have complete faith in him, otherwise he wouldn't be my friend. I don't associate myself with losers.
He's got to get out of his comfort zone and I think everyone should to see what they're really capable of. Let me show you fellas just a glimpse of what I've been up to in the past 7 months since I decided to take a step outside of my comfort zone:
This is what I try to do almost every weekend:
I've been to a lot more places, but I can only post 10 pics in a thread. :sadface:
Think about this: Five days ago I was skiing at where the winter Olympics were held and four days ago I was driving down the Pacific Coast Highway watching the waves crash against the cliffs. For some people on this forum, the furthest west they've ever been is West Virginia. You can't put a pricetag on life experiences and my regret is that I don't get to do all of this with more of my friends.
But at the same time, a lot of them are content with staying in the Hampton Roads Bubble and never venturing out of it. They go to their job, pay their bills and they wake up to do it all again. They're content with that, but me personally, I'll fucking swallow the business end of a gun before I spend 40 hours a week for the next 40 years of my life in a cubicle doing the same damn thing over and over again. There's so much more out there to be done (while getting paid), but so many people are afraid to take that first step to go do it. I'll tell everyone right now, after I finish up at ODU, I'm not staying in the area.
I think this is why Chad needs to get out of the Hampton Roads Bubble and see what else the world has to offer someone as talented as him and it all starts with a first step. If not, he will most likely end up regretting it and that would just be Bad News Bears. [Walter Matthau]
And I'm off my soap box.
fucking prick
miss you <3 no homo
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Joined: Nov 2003
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From: Richmond
Re: At It Again
The only bad thing about Miami though is that EVERYTHING is expensive. If you plan on going out a lot, you need to be making lots of money.
I love WaWa
Joined: Jul 2003
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Re: At It Again
I completely agree with Matt. As soon as you travel just about any place that is not Hampton Roads you realize what a horrible place (that may be harsh but it is how I feel about it) this really is. Unfortunately my family is not in the position right now where we can just pick up and move. That is why we are buying the house. We expect we will have 30-50k in equity in about 5-8 years. After that we are gone and never looking back. Like most people of my generation, I am in a position where it is basically impossible for me to actually save any significant amount of money. I realized the only way we would ever save money is to stop paying other people to live on their property and start paying ourselves for maintaining our own property.
He's like the wind
Joined: Feb 2006
Posts: 7,281
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From: Home for now
Re: At It Again
I can't count the times I've wanted to sell my car and get something different, but not having a car payment always outweighs having one no matter what.
I've traveled all over the world and really, really hate this area. Under different circumstances, I'd move out of here in a heartbeat and living it up in the Pacific Northwest or Europe.
I purchased a home a little more than two years ago in Va Beach and it was one of the best decisions I ever made, even though I hate Va Beach. It's even nicer come tax time when I get a chunk of my mortgage interest back and money spent towards home improvements as well. The ability to do whatever you want to your home is priceless. Every little upgrade/new thing you do only adds to what money you can make off of it later.
You keep mentioning the the "30 year commitment", but don't look at it that way. We literally just refinanced after two years and drop our interest rate another 1%, but keep making the same payment so that extra goes towards principle to gain more equity. I plan on selling in two years, although I don't know how long it will take to sell, it's just a chance you take. Don't feel just because it's a 30-year loan you'll have to keep it for 30 years.
And the whole rent it out thing if you do move does sound attractive, but that's not always the case. With houses purchased in the last year or so, you might not be able to rent the house for enough to cover a high mortgage/insurance/upkeep so selling it would be the best option.