question on accident repairs w insurance
12-01-2007, 01:55 PM
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Dragva nukkas
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question on accident repairs w insurance
Recently my si was hit by a logging truck on Elbow Rd. Pretty much fucked my whole right side up, didn't have too much done to the car but it was lowered and had some konig rims on it. My insurance company is allstate and the accident was most deffinitly his fault, in the accident both my right side rims were bent and cracked will the insurance company pay for my aftermarket rims? thanks for any info.
12-01-2007, 03:52 PM
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Re: question on accident repairs w insurance
Most of the time, your insurance won't cover aftermarket parts on the car, unless you alert them when you put them on.
If you don't tell them, they must assume the car is stock (like it should be), and will only give you the amount of stock parts that should be on the vehicle.
If you don't tell them, they must assume the car is stock (like it should be), and will only give you the amount of stock parts that should be on the vehicle.
12-01-2007, 08:23 PM
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baller/dickbutt#69
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Re: question on accident repairs w insurance
get me too fix it and i can prolly squeeze enoght out of the check to buy you two new rims...i own affordable automotive...7222199...in hampton...have a wrecker and i can come get it...few shops will even try to help you out....shop 7222199 cell 870 3103
12-01-2007, 11:49 PM
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Re: question on accident repairs w insurance
Like idriveahonda said, insurance companies rarely give out money for modifications unless you specifically insure those items. Hopefully the company's estimate is enough to cover your damage.
12-02-2007, 03:57 AM
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Re: question on accident repairs w insurance
If it was the other persons fault, then it doesnt matter what you informed your insurance company of. His insurance will have to pay for it. I had an identical accident happen to me except I was hit by a girl with her learners permit, not a logging truck, and her parents insurance company wrote me a check with no problem for my two after market rims. I dont know if this is always the case but it was very easy in mine.
12-02-2007, 08:07 AM
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Re: question on accident repairs w insurance
You shouldn't even be dealing with your own insurance company for this. The truck's insurance is supposed to cover all expenses to return your vehicle to the same condition it was in prior to the crash. That doesn't mean that everything has to be new, but it should be in-kind replacement. You do not have to accept their settlement offer, however be prepared to support your claims...know what used prices are for replacement parts.
12-02-2007, 02:15 PM
#9
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Re: question on accident repairs w insurance
i got in 2 accidents in my rsx with motegis on them.( both not my fault. damn car was jinxed.) both times they replaced them. just call and ask. now if the cars totaled they wont let you take them off unless you got stock rims.
12-02-2007, 02:26 PM
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Re: question on accident repairs w insurance
<--- Insurance agent. Truck Ins = primary payer here. Allstate may "subrogate" and pay for your repairs minus your deductable if the other insurance drags their feet. However, in the end you may have to provide some receipts showing the value of the aftermarket equipment.