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Insurance company people..I have a question

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Old 08-08-2005, 02:41 PM
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Question Insurance company people..I have a question

I'm wiht allstate and they just went up on my rates.

THe agent "reaccessed" my driving record and put every bad thing i ever did on my policy. While i would think that is normal this guy gos back to my first accident when i was 16, i'm 24 now.

I thought they only go back 3-5 years, what gives? Why would he do that?
ANd can they do that?
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Old 08-08-2005, 02:49 PM
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Default Re: Insurance company people..I have a question

5 years its off your record. He fucked up, kill him
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Old 08-08-2005, 03:07 PM
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Default Re: Insurance company people..I have a question

thats what i was thinking. $822 for a 20 year old N/A porsche is a bit much
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Old 08-08-2005, 03:08 PM
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Default Re: Insurance company people..I have a question

Is that per month??? or 6 or a year???
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Old 08-08-2005, 03:23 PM
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Default Re: Insurance company people..I have a question

I pay 150 a month, im under 18 with three tickets and an accident. Im the luckiest reckless driver alive. Of course I've learned how to better handle myself behind the wheel.
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Old 08-08-2005, 03:25 PM
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Default Re: Insurance company people..I have a question

nah thats 6months

500 coll
250 comp
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Old 08-09-2005, 09:21 AM
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Default Re: Insurance company people..I have a question

Its probably cause its a Porsche...
I have all my bad stuff on my record but only the past 3-5 years counts.
I just left Phoenix where the insurance is crazy high to one of the lowest big cities
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Old 08-09-2005, 09:31 AM
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Default Re: Insurance company people..I have a question

Check out Unitrin.com. Progressive was charging $140 a month and that was "suppose" to be the best, so I called unitrin and now I'm paying $70 a month.
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Old 08-09-2005, 09:43 AM
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Default Re: Insurance company people..I have a question

Originally Posted by volklover
Its probably cause its a Porsche...
most likely dead on, with full coverage they consider the cost of available parts and the repair of the particular vehicle
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Old 08-09-2005, 11:40 PM
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Default Re: Insurance company people..I have a question

Originally Posted by Royalty
thats what i was thinking. $822 for a 20 year old N/A porsche is a bit much
i'm also with Allstate. i have really bad driving records like doing 96mph on I-81, racing, driving with suspended license, and etc etc, many many tickets.
but those are all more than 4-5 yrs ago.

the only traffic violation ticket i had in 3 yrs is fail to obey stop sign, i wanted fight this one at the court, cuz I STOPPED!!, but i just decided to pay the fine and get over with it.

and...i'm paying less than $900 a year with a year old maxima.

you should try other insurance companies...
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