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Cheapest Insurance Rates

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Old 04-20-2011, 03:05 PM
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Default Cheapest Insurance Rates

I'm having trouble finding cost-effective insurance. I have my grandma's 01 Echo after nature took my old car. I have a crappy record and I'm only 18 because in both my accidents i hit "respectable members of the community," so it was heir word against mine. I can't ind any insurance for under 1400 dollars for 6 months. Any suggestions? State Farm, Farm Bureau, and Geico say I'm uninsurable, and I can't afford to pay such high prices while paying my way through school. Help is greatly appreciated.
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Old 04-20-2011, 03:08 PM
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Default Re: Cheapest Insurance Rates

You should call them and get a quote..

Statefarm has always been good to me. I have full coverage on a 07 Ram 1500 and a 04 Tiburon and pay $130 a month.
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Old 04-20-2011, 03:24 PM
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Default Re: Cheapest Insurance Rates

I went to get a quote and they say they can't insure me, not even on my parents policy at state farm or my dads business at Farm Bureau. Currently I'll have a local company at 185 down and 210 a month for a fucking Echo on just liability.
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Old 04-20-2011, 03:24 PM
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Default Re: Cheapest Insurance Rates

Don't go with the big companies. Google "cheap car insurance". You do, however, get what you pay for.
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Old 04-20-2011, 03:29 PM
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Default Re: Cheapest Insurance Rates

http://www.thegeneral.com/


haha... You are just going to have to pay high rates and become established, its the way of life. You are 18 with no established credit history (more than a few years to base payment history on) and a short and less than desirable driving record. After you establish a relationship with a company and show the ability to pay on time your policy should become cheaper (first year on your own policy is usually the most expensive).
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Old 04-20-2011, 04:00 PM
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Default Re: Cheapest Insurance Rates

i have state farm and theyve been great to me so far. i mean they did drop a friend of my parents because he hadnt had an accident in 25 years and was "due for an accident," but idgaf
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Old 04-20-2011, 08:48 PM
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Default Re: Cheapest Insurance Rates

I have USAA. Shit is amazing, but usually you have to be military/dependent of military/or some other way in. Because my dad was in the military, I can have it, and my kids can have it.

No clue if you can get it, but it doesnt hurt to try.
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Old 04-21-2011, 03:27 AM
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Default Re: Cheapest Insurance Rates

USAA is a good bet if you have any military connections. However I'm military and I use Geico, $94 a month for full coverage on my '04 Z06
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Old 04-21-2011, 04:57 AM
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Default Re: Cheapest Insurance Rates

State farm
$25/mo for my bike
$70/mo for my corvette
and $15-$20 for my civic (liability)
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Old 04-21-2011, 07:36 AM
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Default Re: Cheapest Insurance Rates

OP you have a PM.

Last edited by RCE EATR; 05-04-2011 at 06:35 AM.
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