Auto Insurance( Who do you have and what do you pay?)
03-14-2012, 05:15 AM
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DRINK BEER AND FIGHT
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Auto Insurance( Who do you have and what do you pay?)
Alright so ever since the insurance topic came up in my WRX/STI thread i am curious to see what your actually paying and for what vehicles you have, company, deductibles, discounts, tickets etc.
Company: Geico
Type of coverage: Full coverage
Deductible: 500
Age of Drivers: 23 (Me) and 30 (Wife)
Kids: 2
Registered Owners: Me for both vehicles
Vehicles: 99 Integra GS-R (86,XXX) and 10 Honda Civic (31,XXX) (Both red)
Tickets: 2 (Speeding 69/55) (Red Light)
Accidents: 1 (As of 3/8/12 *Not at fault; tire blew out fucked up the rear bumper, quarter panel, and rear passanger door on my civic)
Discounts: Navy Federal/Geico discount
Monthly Premium: 130.24 for both
* Geico offers a warranty for brand new vehicles. 7 years/70,000 miles for any mechanical issues that need replaced for a 250.00 deductible (Engine, A/C, and Transmission)*
Previously had USAA and had a monthly premium of 215 with no warranty for NEW vehicles.
Please post valid INFO.
Company: Geico
Type of coverage: Full coverage
Deductible: 500
Age of Drivers: 23 (Me) and 30 (Wife)
Kids: 2
Registered Owners: Me for both vehicles
Vehicles: 99 Integra GS-R (86,XXX) and 10 Honda Civic (31,XXX) (Both red)
Tickets: 2 (Speeding 69/55) (Red Light)
Accidents: 1 (As of 3/8/12 *Not at fault; tire blew out fucked up the rear bumper, quarter panel, and rear passanger door on my civic)
Discounts: Navy Federal/Geico discount
Monthly Premium: 130.24 for both
* Geico offers a warranty for brand new vehicles. 7 years/70,000 miles for any mechanical issues that need replaced for a 250.00 deductible (Engine, A/C, and Transmission)*
Previously had USAA and had a monthly premium of 215 with no warranty for NEW vehicles.
Please post valid INFO.
Last edited by BREWSKI; 03-14-2012 at 06:12 PM.
03-14-2012, 05:52 AM
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Re: Auto Insurance( Who do you have and what do you pay?)
Company: USAA
Type of coverage: Full coverage on tsx /Liability on honda
Deductible: 1000 (chose highest deductible cause I wont have to pay it)
Age of Drivers: 30 (Me) and 28 (Wife)
Kids: 1
Registered Owners: wife and myself.
Vehicles: 04 Acura Tsx (52,000- Wifes car, full coverage)- 95 Honda Accord(150k, my car, liability) car only cost me 2k.
Tickets: Red Light(wife), speeding ticket (wife)
Accidents; 1 rear end collision that totaled wifes previous tsx last year, not our fault.
Medical,bodily injury and Income loss coverage- 100,000 per incident
Monthly Premium: 93.60 for both
Type of coverage: Full coverage on tsx /Liability on honda
Deductible: 1000 (chose highest deductible cause I wont have to pay it)
Age of Drivers: 30 (Me) and 28 (Wife)
Kids: 1
Registered Owners: wife and myself.
Vehicles: 04 Acura Tsx (52,000- Wifes car, full coverage)- 95 Honda Accord(150k, my car, liability) car only cost me 2k.
Tickets: Red Light(wife), speeding ticket (wife)
Accidents; 1 rear end collision that totaled wifes previous tsx last year, not our fault.
Medical,bodily injury and Income loss coverage- 100,000 per incident
Monthly Premium: 93.60 for both
Last edited by MORE IMPATIENT; 03-14-2012 at 05:55 AM.
03-14-2012, 07:10 AM
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03-14-2012, 07:29 AM
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Re: Auto Insurance( Who do you have and what do you pay?)
Company: geico
Type of coverage: Full coverage f150 and liability/comprehensive on miata
Deductible: 100
Age of Drivers: 27
Kids: 0
Registered Owners: me
Vehicles: 2010 Screw F150 (full), miata liability and comprehensive
Tickets: speeding 80/70 and recently 79/60 but both the insurance forgave
Accidents: none
Monthly Premium: 89
Type of coverage: Full coverage f150 and liability/comprehensive on miata
Deductible: 100
Age of Drivers: 27
Kids: 0
Registered Owners: me
Vehicles: 2010 Screw F150 (full), miata liability and comprehensive
Tickets: speeding 80/70 and recently 79/60 but both the insurance forgave
Accidents: none
Monthly Premium: 89
03-14-2012, 09:45 AM
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Re: Auto Insurance( Who do you have and what do you pay?)
Company: elephant for car / state farm
For bike
Type of coverage: Full coverage on both
Deductible: 500 on both
Age of Drivers: 23
Kids: 0
Registered Owners: me
Vehicles: 2011 VW GTI and 2010 zx14
Tickets: 1 speeding
Accidents: none
Monthly Premium: 160 for car / 150 for bike
For bike
Type of coverage: Full coverage on both
Deductible: 500 on both
Age of Drivers: 23
Kids: 0
Registered Owners: me
Vehicles: 2011 VW GTI and 2010 zx14
Tickets: 1 speeding
Accidents: none
Monthly Premium: 160 for car / 150 for bike
03-14-2012, 03:09 PM
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Re: Auto Insurance( Who do you have and what do you pay?)
Company: USAA
Type of coverage: Full coverage
Deductible: 300
Age of Drivers: 21
Kids: 0
Registered Owners: Me
Vehicles: 2006 Subaru STi
Tickets: None
Discounts: Student discount, USAA legacy discount, Safe driving discount
Monthly Premium: $103
Type of coverage: Full coverage
Deductible: 300
Age of Drivers: 21
Kids: 0
Registered Owners: Me
Vehicles: 2006 Subaru STi
Tickets: None
Discounts: Student discount, USAA legacy discount, Safe driving discount
Monthly Premium: $103
03-14-2012, 06:11 PM
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Re: Auto Insurance( Who do you have and what do you pay?)
Went to see the adjuster, drop off the car, and pick up the rental. I was reimbursed for the one tire (mount and balance) that blew out. The adjuster asked me if i wanted to replace the one rim with a minor knick on it. When i was about to answer she stated to me that if i didnt with the total of the the tire (96.99) and not replacing the rim i would not pay a deductible.
03-14-2012, 06:23 PM
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Re: Auto Insurance( Who do you have and what do you pay?)
I have progressive.
Full coverage
I am 36 wife is 41.
I have 1 ticket for speeding 68 in a 55 and 1 accident failure to maintain control. wife is clean of tickets/accidents.
For our 98 Camaro Z/28 and 07 Subaru Legacy I have 100k/300k/100k in coverage. I have a $500 deductible for collision/$250 for comp. $900 for rental coverage and $75 for towing.
For my 09 Vulcan 900 custom I have 100k/300k/50k with $500 deductible and towing coverage
I pay $132 a month.
Full coverage
I am 36 wife is 41.
I have 1 ticket for speeding 68 in a 55 and 1 accident failure to maintain control. wife is clean of tickets/accidents.
For our 98 Camaro Z/28 and 07 Subaru Legacy I have 100k/300k/100k in coverage. I have a $500 deductible for collision/$250 for comp. $900 for rental coverage and $75 for towing.
For my 09 Vulcan 900 custom I have 100k/300k/50k with $500 deductible and towing coverage
I pay $132 a month.
Last edited by Woodrow; 03-14-2012 at 06:25 PM.
03-16-2012, 04:22 AM
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Re: Auto Insurance( Who do you have and what do you pay?)
Progressive
Age 29
2000 Volvo V70R, 91 MR2
Full coverage on Volvo, liability on MR2
$1k deductible-high liability coverage
1 failing to stop, 1 not at fault accident
$65/month
I was paying about double until I recently got a new quote for the same coverage from the same company. I suggest you do the same periodically.
Age 29
2000 Volvo V70R, 91 MR2
Full coverage on Volvo, liability on MR2
$1k deductible-high liability coverage
1 failing to stop, 1 not at fault accident
$65/month
I was paying about double until I recently got a new quote for the same coverage from the same company. I suggest you do the same periodically.