johnjones

Which banks around here can get me a pretty good deal(low APR) on a vehicle?

thanks

WS6

all of them, depending on your credit score.

1aznTT

indeed, it's not the bank, it's the little dood buying...well it's also the market.
BANK OF AMERICA gave me a kick ass LOW apr, simply because they needed people

Boost609

If you can get in with Navy Federal...they are the shit. They gave me like 6%, or a little under. How's your credit?

PDX

Credit Union's all day !

FbodyBeast

Navy Federal and USAA give the best rates by FAR!!!!!

MAD_DOHC

Not if your credit is SHITTY!!!!

If you have good credit, you can get the same rate from just about any financial institution.

Liezl

I've worked in lending before and your best bet is requesting an auto loan from your own financial institution. Of course when it comes to lending, your rate will reflect your current credit status. If it's pretty bad, then you're SOL...you're either gunna have a high apr or they're gunna "regretfully deny" your request. From there, if you're gunna go through a dealership...you're more than likey gunna have to go through the banks that they use...and most of the time, the interest rates/apr's are very high. If you decide to get the car anyway and finance through them, then get your finances situated with at least a steady incline of credibility and refinance for a better rate with your bank a second time around. Your chances will be a lot better then.
Also be careful with how many hits you put on your credit report from "searching" around.

One thing you also have to consider is insurance. Inquire with your current insurance company about an estimate on how much your new insurance will be with this new car. It's something that I know a lot of people don't do...and it's very wise if you do it. If your worried about high interest rates, then you should worry about a high increase to your auto insurance premiums. Just something to think about. I'm a licensed agent by the way.

Hope this helped. Good luck.

STAY TUNED

im at 4.9% at navy fed.

D.Nick

Same here.